Consumer credit is a personal loan. It is used to buy the consumer goods an individual would otherwise not be able to purchase. Be careful, this excludes real estate.
Total consumer credit cannot exceed € 21 500 and the repayment period is at least 3 months.
There are different types of consumer credit: the car loan, equipment credit, revolving credit, roll-over credit, allocation of funds, non allocation of funds, etc.
To obtain consumer credit, you must contact a banking institution. Many stores via credit companies also propose minimum monthly payments.
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